FAQ

General

 

What is TABO?
Why TABO?
How does TABO protect Palestinian Land from Israeli Settlement Expansion?
Who is UCI?

Is TABO a for-profit project?

 

About TABO Lands

 

Where are UCI's lands located in Palestine?
How far are UCI’s lands located from Ramallah?
How many parcels are available for sale with TABO?
What is the size of the parcels available with TABO?
What is the price range for the parcels available with TABO?
Why is there a difference in price between different master plans?
Why should I buy land in Palestine?
What type of infrastructure serves the lands available with TABO?

 

Payment Terms

 

What are the payment terms?
Is the down payment refundable?
If I cancel my reservation, do I receive a full refund?
Who is a West Bank/Gaza I.D. holder?
Who is a non-West Bank/Gaza I.D. holder?
Does UCI offer direct financing for purchasing parcel(s) of land with TABO?

 

Purchase Instructions and Ownership Transfer Information

 

How do I place a reservation for land in Palestine with TABO?
After I place a reservation, what happens next?
What is a Buyer’s Permit Application?
What is a UCI Land Purchase Limited Power of Attorney (LPOA)?
What is the Title Deed Process?
What is the Title Deed Transfer Process?
How long will the purchase process take after I have placed my reservation?

 

Miscellaneous Questions

 

Can I visit the lands available with TABO?
Will UCI provide Title Deeds with its parcels of land?
When shall I expect my title deed to be ready?
Is there a limit to the number of parcels that one customer can purchase?
Are purchases limited to individuals or can companies/institutions purchase land?
What type of classification do UCI’s lands hold?
What type of designation do UCI’s lands hold (Area A, Area B, or Area C)?
What are the building regulations for UCI’s land?
When will all the access road be ready?
What are the dimensions of each parcel of land?
What is the distance to the nearest building from each master plan?
Did UCI build on any of the TABO lands?
Are UCI’s lands located near Israeli Settlements?

 

 

What is TABO?
The concentration of development in Palestine has caused land prices inside the major Palestinian cities to increase dramatically. Outside the major cities, in the beautiful villages, there is a bigger problem: land has no titled deed. In fact, 70% of the West Bank is non-registered land. Furthermore, outside the major cities, the beautiful villages are not part of any master plan, thus lands are only available in very large areas. As a result, purchasing land in Palestine has become unaffordable and very difficult for the majority Palestinians.

 

TABO is a project that has allowed land to become affordable in Palestine. UCI has developed numerous parcels of land surrounding the city of Ramallah into Master Planned Communities that offer parcelized title deed parcels at an average net area of one dunum (1,000 m2) - all designated residential. All of UCI’s Master Plans provide public services that account for 30% of the total Master Plans" area including green areas, public areas, and paved roads, providing space, proper planning, and proper access to each parcel.

 

Using UCI’s interactive website www.TABO.ps, you can learn all you need about the parcel of your choice, see a virtual tour as if you are standing on the land itself, and see 3D aerial photos. Our website is designed to help you make a comfortable and informed decision on buying land in Palestine.

 

With 4 easy steps, you can now own the parcel of your choice. Furthermore, UCI will handle the entire Title Deed Transfer for all of its customers, making it possible for Palestinians to purchase land in Palestine from anywhere around the world, removing the burden of registering a title deed in Palestine.

 

Why TABO?
When we begin to look at the process of buying and owning land in Palestine, we discovered a reality that was very concerning. Land within the main Palestinian cities has become extremely expensive. In the Masyoun neighborhood of Ramallah a dunum of land – 1,000 m2 – has become worth 1 million USD. On the outskirts of Ramallah in the Abu Qash area a dunum of land is now worth 250,000 USD. Land in Palestine has become unaffordable for Palestinians.

 

If you look for land outside the major cities, in the beautiful villages, you have a bigger problem: land has no titled deed. In fact, 70% of the West Bank is non-registered land. It is purchased and sold by power of attorney, which is risky as someone can sell a piece of land to multiple buyers by issuing multiple powers of attorney. Furthermore, outside the major cities, the beautiful villages are not part of any master plan, thus lands are not organized and divided into single dunum parcels – land is only available in very large area such as 300 dunums or 100 dunums – which totals to a very expensive investment.

 

Thus in order to allow Palestinians, from all over the world – inside and outside - to own land in Palestine, we decided to take matters into our own hands.

 

In 2011, we purchased very large parcels of land outside the major cities, in the beautiful villages located between 9 - 25 km outside of Ramallah. We worked diligently and entered our lands in to the registration process with the Palestinian Authority to create actual title deeds for our lands. In addition, we designed the parcelized master plan for our lands and designed the public roads that connect to them and received all required approvals from the Palestinian Authority. To receive these approvals, however, we were forced to undergo a web of bureaucracy that has taken us more than two years. After patiently completing a 2 year bureaucratic process, we happily announced the launching TABO in June 2011 which offered a parcelized dunum of land with title deed to Palestinians all over the world.

 

How does TABO protect Palestinian Land from Israeli Settlement Expansion?
In 1967, after Israel occupied the West Bank, one of the first things Israel did was survey the entire West Bank to determine where land had title deed and where land did not have title-deed. Why? To plan for its illegal settlement expansion. Until today, Israel uses an old Ottoman law that states if your land has no title deed and is not put to use, then the state can declare it as state land. With 70% of the West Bank having no title deed, Palestinian land is at a great risk. As of today, Israeli settlements have been built on approximately 10% of the entire West Bank, encompassing a total area of over half a million dunums. Israel has been able to do this because the majority of the West Bank has no title deed.

 

By taking non-title deed land and undergoing the difficult and thorough process of registering the land and creating a title deed, TABO protects Palestinian land. A title-deed is a certificate that proves the ownership of the land and identifies its borders, thus removing any legal dispute as to who ones the land. Through TABO, a mountain of land in the West Bank that was once left without any proof of ownership, is now divided into 90 parcel, each with their own title-deed and each owned by a Palestinian, with roads and infrastructure extended to each parcel. To go a further step, TABO offers its customers that ability to build on their land, thus irreversibly changing the reality on the ground and creating de-facto Palestinian communities.

 

Who is UCI?
Union Construction and Investment (UCI) is one of the largest investment and real-estate development companies in Palestine. Established in 2005, UCI has changed the culture of residential and commercial development in Palestine.

 

UCI has constructed landmark buildings in Palestine including the environmentally friendly UCI Headquarters Building in the Masyoun Heights of Ramallah, the Arcadia Residential complex, and the largest residential housing project in the West Bank, the Etihad Villas.

 

Furthermore, in Palestine, UCI is the largest investor in sustainable urban development and the use of renewable energy. Through its award winning subsidiary, MENA Geothermal, UCI has installed energy saving geothermal heating & cooling systems in each of its residential and commercial projects. UCI’s shares are publicly traded on the Palestinian Securities Exchange. As a publically traded company, UCI’s financial are audited by an independent third party auditor. For more information and to download UCI’s financials, please visit www.uci.ps. UCI has also launched a new ideal residential project in the year 2016 located in Al-Masyoun called “Al-Masyoun Gardens” more information about the project are available on the website www.masyoungardens.ps

 

Is TABO a for-profit project?
Yes, we are proud that TABO is a project under UCI, which is an independent Palestinian private sector company. In an economy where 40% of Palestine’s GDP is accounted for by donor aid, we have established a sustainable way in which an independent private sector, publically traded, and audited Palestinian company can create hundreds of title deeds, thus protecting Palestinians land, while at the same time providing a much needed service that puts Palestinian lands into Palestinian hands – one dunum at a time - without a drop of donor aid. This is the essence of sustainable economic development.

 

Our objective is to expand ownership of land in Palestine. Land represents a Palestinian’s identity, his roots, and his proof of existence. It is his ancestry, his forefather’s legacy and children’s birthright. It is the place from which he came, and to which he shall return. TABO makes it possible for Palestinians to reclaim their legacy, reconnect with the land of their ancestors, and own a piece of the homeland, for them, for their children, and for generations to come.

   

Where are UCI’s lands located in Palestine?
The lands offered with TABO are located in Ramallah - Kobar (near Birzeit University), Ramallah - Kufar Ein (SOLD-OUT), Ramallah – Qarawa Bani Zeid, Salfit – Farkha (Farkha A and Farkha Q are SOLD OUT, and new master plan, Farkha D is available), and Salfit - Broqeen (SOLD OUT).

 

How far are UCI’s lands from Ramallah?
UCI’s lands are located very close to Ramallah. Their distance from Ramallah"s city center is 9 - 25 km, which is about only a 6 - 20 minute drive. The distance of each master plan offered with TABO from Ramallah"s city center can be found below:

Ramallah – Kobar A, B & E – 9km
Ramallah - Kufar Ein – 25km (SOLD OUT)
Ramallah – Qarawat Bani Zeid A, B, D & G – 25km
Salfit-Farkha A, Q1, Q2, & Q3– 25km (SOLD OUT)
Saflit-Farkha Q4 & D – 25 km
Salfit-Broqeen – 25km (SOLD OUT)

 

How many parcels are available for sale with TABO?
There are a limited number of parcels available with TABO. Each Master Plan has a unique number of parcels. Please go to Select Your Land to view each available Master Plan in more detail.

 

What is the size of the parcels available with TABO?
Although each parcel size is slightly different, the average size of each parcel has been designed to encompass a spacious total net area of 1,000 m2. The only master plan that has parcels smaller than 1 dunum is Kobar B. Final areas may slightly increase or decrease after the parcellation process.

 

What is the price range for the parcels available with TABO?
Depending on the master plan and its location, UCI’s parcel prices range between $18- $133 /m2. That is, for a 1,000 m2 parcel, the price range is $27,986 – $155,038 (19,842JD – 109,922 JD).

 

Why is there a difference in price between different master plans?
The most affordable master plan available through TABO is in Farkha-Q, which is roughly 25km from the center of Ramallah and falls under the Salfit Governorate. The next most affordable master plan is available in Qarawat Bani-Zeidhowever, it falls under the Ramallah Governorate which increases its value.

 

Both Farkha and Qarawa master plans are zoned to allow the maximum building height of 2 floors and 1 roof, above street level, on each parcel.

 

The most expensive master plans lie in Kobar, which falls under the Ramallah Governorate and is a very short distance from Birzeit University, one of the centers of cultural and educational life in the West Bank. Furthermore, the master plans available in Kobar allow the maximum building of 5 floors above street level, making their investment value higher. The Kobar A master plan is priced less than the Kobar B master plan as it is 3.2 km from Birzeit Univeristy whereas the Kobar B master plan is only 1.9km from Birzeit University. Kobar B is very close to residential buildings and all of its parcels have their title deeds ready making Kobar B the most valuable master plan available through TABO.

 

Why should I buy land in Palestine?
Out of the many reasons you should buy land in Palestine, here are four very good ones:

 

Make Your Connection to Palestine a Reality
For the first time, you have the opportunity to make your connection to the holy land a reality. Since time immemorial, the ancient and historic lands of Palestine have been among the most coveted in the world. For thousands of years, kings and paupers, emperors and peasants, Popes and pilgrims alike have come to Palestine for salvation, for redemption, for fulfillment, and for riches. Palestine"s unprecedented historical significance is a testament to its value as a land.

 

To Palestinians worldwide, owning land in Palestine is priceless. Land represents a Palestinian"s identity, his roots, and his proof of existence. It is his ancestry, his forefather"s legacy and children"s birthright. It is the place from which he came, and to which he shall return. Now UCI makes it possible for Palestinians to reclaim their legacy, reconnect with the land of their ancestors, and own a piece of the homeland, for them, for their children, and for generations to come.

 

An Excellent and Affordable Investment
Rather than leave your money sitting idle in a saving account earning almost no interest, UCI now gives you the opportunity to invest in land for as low as $27,986 (JOD 19,842). The World Bank reports that land values in Palestine have consistently appreciated in value over time, doubling and sometimes tripling in value annually. The scarcity of available Palestinian land, coupled with its historic, national, and sentimental significance for Palestinians, has made land a highly demanded, reliable, and rewarding investment. Even during the recent global economic downturn, Palestinian real-estate values continued to rise steadily.

 

Master Planned Residential Communities
UCI is offering land that has been developed as part of an urban planned and thoroughly designed community. Each UCI Master Plan has been designed to include public services such as green areas, public areas, and internal roads that account for a maximum of 30% of the total master plan area, providing space, proper planning, and proper access to each parcel. The average size of each parcel has been designed to encompass a spacious total net area of 1,000m2 (1 dunum). All UCI parcels have been designated as residential. UCI’s team of architects and urban planners has designed the external roads that connect UCI’s Master Plans to the main public roads. Furthermore, all internal roads and access roads have been excavated by UCI, providing full access to every parcel. Also, all roads are currently being paved by UCI.

By creating master planned residential communities near key Palestinian cities, parceling land into smaller, affordable, and usable parcels, and providing the interior roads to serve each parcel, UCI is further increasing the value of its lands so that your investment can grow before your eyes.

 

An Ethical Investment
Buying land in Palestine and registering a title deed in your name helps prevent illegal land confiscation in Palestine. The principal tool used by the occupation is to confiscate unregistered lands in Palestine and declare them as "state land". According to the World Bank, only a third of land in the West Bank is registered. Buying and registering land in Palestine can protect it from illegal confiscation and settlement, and promotes ownership and control of Palestinian land by Palestinians.

 

What type of infrastructure serves the lands available with TABO?

  1. 1. Included in Parcel Price
    1. a. Paved Roads
      1. i.Asphalt pavement with 4 meters width
      2. ii. Base course with 5 meter width
    2. NOTE: All roads will be wider in the future and can be expanded to their approved width according the master plans approved by the Ministry of Local Gov"t (12 to 14 meters in width)
  2.  
  3. 2. With Final Infrastructure Payment of 4,000 USD:
    1. a. Lights: Complete road light network
    2. b. Electricity:
      1. i. High voltage electricity network to the main master plan
      2. ii. Internal electricity network connected to every single parcel
    3. c. Water: 2.5 m3 water tank for every parcel. Water tanks will be filled and serviced on a weekly basis or upon the customers demand by a specialized water tanker – customer pays for water filling as per their demand.
 

Payment Terms

 

What are the payment terms?

Customers have the option of choosing two different payment plans:

  1. Direct Interest Free 5 year Financing with UCI:
    • Down Payment (20%):
      The first payment is a non-refundable Down Payment of 20% of the total parcel price.
    • Remainder Payments (80%):
      Resident customers (residing in Palestine) must provide monthly post-dated cheques from a local Palestinian bank for a 5-year period. Non-resident customers must wire transfer 20 equal quarterly payments to UCI’s bank account.
  2.  
  3. In cash: Cash payments only apply for master plans in which the parcelized title deeds are ready.
    • First Payment (80%):
      First payment of 80% of the parcel price must be paid.

    • Remainder Payments (20%):
      Once the Title Deed Process for your parcel(s) is ready, the Title Transfer Process with the Palestinian Land Authority can commence. At this point you are required to pay the remaining 20% of the parcel(s) price by check at one of UCI’s Sales Offices in Ramallah or wire transferred to UCI’s bank account. Your payment must be received within a maximum of 7 days from the date of notification from UCI. Once your payment is received, the title deed(s) for your parcels will be transferred to your name. Once the Title Transfer Process is complete, you will be notified and your title will be mailed to you.
 

Is the down payment refundable?
The 20% down payment is non-refundable. Only in the case that a Buyer"s Permit Application for non-West Bank/Gaza I.D. holders is denied by the Palestinian Authority can a down payment be refunded, minus transaction fees.

 

If I cancel my reservation, do I receive a refund?
If you cancel your reservation you will receive a partial refund as detailed below:

If you have paid the Down Payment and you have not fulfilled any of the remaining payments on their due dates, your reservation/purchase will be canceled and UCI will have the full right to retain the whole non-refundable Down Payment and 25% of any payment installment made to UCI after the Down Payment.

 

Who is a West Bank/Gaza I.D. holder ?
A West Bank/Gaza I.D. holder is an individual that holds a Palestinian Identification card from the West Bank or Gaza, also known as a "hawiyah - الهوية الفلسطينية". West Bank/Gaza I.D. holders are not required to obtain a Buyer's Permit from the Palestinian Authority and can therefore purchase land right away.

 

Who is a non-West Bank/Gaza I.D. holder?
According to the Palestinian Authority law, Palestinian residents of Israel (Palestinians holding Israeli passports), Palestinian residents of Jerusalem (Jerusalem I.D. holders), and Foreign Nationals are considered non-West Bank/Gaza I.D. holders. Foreign Nationals of Palestinians Heritage/Origin are considered non-West Bank/Gaza I.D. holders. Non West Bank/Gaza I.D. holders purchasing land or property in Palestine must obtain a Buyer's Permit Approval that will be submitted to the Palestinian Authority by UCI for review, as required by Palestinian Authority law.

 

Does UCI offer direct financing for purchasing parcel(s) of land with TABO?
Of course! We are happy to inform all our customers about the direct interest free financing with UCI for a period of two years:

  1. Resident customers must pay a Down Payment of 20% and provide monthly post-dated cheques from a local Palestinian bank
  2. Non-resident customer must pay a Down Payment of 20% and wire transfer 20 equal quarterly payments to UCI’s bank account

   

How do I place a reservation for land in Palestine with TABO?
Placing a reservation can be done via telephone or in person with a TABO Sales Representative. If the customer would like to make an on-site visit to the TABO lands, he or she can simply make an appointment with a TABO Sales Rep who will proceed to take the customer to the TABO land using a company vehicle. All available master plans can be viewed online through our interactive website www. TABO.ps where customers can see the master plan designs, plots available for sale, and view 3D panoramas as if they’re actually standing in the master plan themselves. Once the customer decides on a plot, a contract must be signed and 20% down payment must be paid and the customer must provide posted-dated monthly cheques for the financing term.

 

After I place a reservation, what happens next?
Once you have a reservation and completed your Down Payment you will receive a confirmation email from UCI that includes your username and password for your TABO account. You must log-in to your TABO account to download your UCI’s Land Purchase Limited Power of Attorney (LPOA) which must be printed, signed, upload to your TABO account along with a clear copy of your valid passport/ID, and you original LPOA must be mailed to UCI.

 

What is a Buyer"s Permit Application?
Foreigners (non-West Bank/Gaza ID holders) purchasing land or property in Palestine must receive a Buyer's Permit Approval. The Buyer's Permit Application will be submitted by UCI on behalf of its customers to the Palestinian Authority (PA) for review, as required by Palestinian Authority law. The Buyer"s Permit review process could take between 3– 4 months for approval. Once your Buyer"s Permit is approved, you will be required to wire transfer a first quarterly payment installment within a maximum of 7 days of being informed that your Buyer"s Permit has been approved.

 

What is a UCI Land Purchase Limited Power of Attorney (LPOA)?
In order to complete the land purchase process for its Customers, UCI requires a Land Purchase Limited Power of Attorney (LPOA) to be provided by all its Customers. The LPOA includes a standard text in English and Arabic that allows an officially registered local attorney to represent UCI’s customers during the land ownership transfer process. This is a necessary and very important document that is required to facilitate the land ownership transfer process to the name of the Customer.

 

What is the Title Deed Process?
As the largest developer of residential housing units in Palestine, UCI is highly experienced with the process of transferring ownership of land in Palestine. UCI’s dedicated team has created a process that allows its customers to purchase land in Palestine from anywhere around the world. The Title Deed Process with the Palestinian Authority is the process of creating title deeds for land in Palestine.

 

What is the Title Deed Transfer Process?
The Title Transfer Process with the Palestinian Authority is the process of transferring title of a land from UCI’s name to the name of the Customer.

 

How long will the purchase process take after I have placed my reservation?
Title deeds will only be transferred to TABO Customers after the full price of the parcel(s) has been paid to UCI. Once the Title Deed Process with the Palestinian Authority is complete for the a specific TABO land, the Title Deed Transfer Process can commence and the title deed can be transferred into the Customer’s name. Depending on the procedures with the Palestinian Authority, title deeds for some TABO lands will be available before others. Most of UCI’s lands currently have title deeds available

 
 
 

Can I visit the lands available with TABO?
Yes. You can visit the lands available with TABO any day of the week. You must schedule an appointment by calling UCI’s Sales Office in Ramallah. Or you can visit www.TABO.ps and view an actual virtual tour as if you are standing on the land.

 

Will UCI provide Title Deeds with its parcels of land?
Yes. Once the Title Deed Process for your parcel(s) is ready and you have completed your parcel payments, the Title Transfer Process with the Palestinian Land Authority will commence and the title deed(s) for your parcels will be transferred to your name. Once the Title Transfer Process is complete, you will be notified and your title will be mailed to you if you live outside of Palestine. Once the Title Deed Process is complete, the Title Transfer Process could take up to 1 month.

 

When shall I expect my title deed to be ready?
After completing the issuance of the title deeds and parcellation procedures, and after completing the final payment of the parcel including the transfer fees and any difference in the area, we begin the process of transferring the title deed ownership into the customer’s name.

 

Is there a limit to the number of parcels that one customer can purchase?
Yes, UCI will allow an individual to purchase a maximum of 5 parcels. When purchasing online, the shopping cart can fit a maximum of 5 parcels.

 

Are purchases limited to individuals or can companies/institutions purchase land?
Palestinian-I.D. holders and Non-West Bank/Gaza I.D. holders (Foreign Nationals) can purchase land in Palestine as individuals. For companies/institutions, only Palestinian (Palestinian Authority registered) companies/institutions can purchase land with TABO. Foreign companies/institutions must submit a Buyer's permit application and receive permission from the Palestinian Authority before they can submit a reservation request.

 

What type of classification do UCI's lands hold?
All of UCI lands are classified as residential.

 

What type of designation do UCI’s lands hold (Area A, Area B, or Area C)?
All of UCI lands are designated Area A or Area B, which fall under the administrative rule of the Palestinian Authority.

 

What are the building regulations for UCI’s land?
Once you own land with TABO and you are ready to build your home, you must receive a construction permit from the local municipality or the PA Ministry of Local Government, who will set the residential construction regulations for your area.

 

When will all the access road be ready?
The roads have been excavated in all master plans. the Road paving works have also been completed for many master and are in-progress for new master plans.

 

What are the dimensions of each parcel of land?
Each parcel of land has its unique dimensions which are displayed in the parcel information. According to local laws, all parcels must have a minimum width of 25 meters if it adjacent to a road.

 

What is the distance to the nearest building from each master plan?
Each TABO master plan is located very close to near-by buildings and thus is very close to services and infrastructure. The distance from each master plan to the nearest building is also listed below:
Ramallah – Qarawa – 445 meters
Ramallah – Kobar – 20 meters
Ramallah – Kufar Ein – 580 meters
Salfit – Farkha A – 490 meters
Salfit – Broqeen – 710 meters

 

 

Did UCI build on any of the TABO lands?
Yes, UCI built three model villas in Farkha, Broqeen and Kufr Ein, with an area ranging from 80-100 m2. These residential villas are an example of what customer can build on their own land to enjoy the beautiful scenery of Palestine. These model villas have complete finishing including an installed kitchen, a brick wall surrounding the house, septic tanks, a water tank and 50 m of tiled outdoor area surrounding the house.

 

Are UCI’s lands located near Israeli Settlements?
No. UCI’s lands are not located near any Israeli Settlements.